Surviving critical illness

With advances in medical science, more people are surviving illnesses than in previous generations. World famous heart surgeon Dr. Marius Barnard says “Critical illness insurance gives you financial independence when you need it most. You need insurance not only because you are going to die, but because you are going to live.”

Quick Links

Contact us

Submit an Online request

Tell a Friend

Training seminars

Essential Links

Surviving Critical Illness

Need Mortgage Insurance

Save for Children's education

Planning ahead

Saving for your future - 1st step

Consider the risks...

- 1 in 4 Canadians will contract some form of heart disease

- 1 in 3 Canadians will develop a life threatening cancer -

- More than 50,000 Canadians suffer a stroke each year

- More than 50,000 Canadian have Multiple Sclerosis.

- 1 in 4 Canadians will suffer from Kidney disease.

Critical Illness insurance provides a tax-free lump sum payment upon diagnosis of one of the covered illness. The coverage offers a lump sum of cash while you are living, usually just days after the diagnosis and with no requirement on how you spend it. Most critical illnesses are covered under the plan, some which include: Heart Attack, Stroke, Cancer, Paralysis, Kidney failure, Multiple Sclerosis, Severe Burns, Alzheimer’s Disease etc. Critical Illness coverage is offered for amounts between $25,000 and $2 Million.

Most critical illness patients will need plenty of time and attention to recover fully, and many will face recovery needs. Critical Illness Coverage helps you to take care of these needs:

- Pay your expenses and take the time to fully recover before you return to work without the pressure

  of having to return to work.
- Pay and Avail the latest treatments medical science has to offer including travel to health

  destinations. This can also include expenses for a modified lifestyle, payments for medical

  equipment, nurses and housekeeping personnel.
- Pay your expenses during your job-search; to retrain or re-skill necessary yourself if your former

  illness required a change in your career , or even possible relocation.
- To be financially able to devote time to loved ones.

Click on the Future Bright image to purchase or know more about a Critical Illness Coverage plan.

Home | Company Overview | Products & Services | Strategic Alliances | Useful Links | Career Opportunity | Contact Us  | Schedule | Online Request

OMF Group of Companies:  Bhardwaj Law Office | OMF Immigration Services Inc. | MGA Canada